Vacation Insurance for Hurricanes and Other Events

 

Hurricanes can ruin a vacation. Some of the best vacation rental destinations are in hurricane zones, and to top it off, the height of hurricane season is summer. But, there’s a way to help protect your vacation investment if a hurricane becomes a trip-wrecker.

Vacation rental insurance from Generali Global Assistance can help with a variety of obstacles that you might face during hurricane season, such as flight delays or cancellations due to adverse weather, road service interruptions, interruptions of essential services at your vacation rental and mandatory hurricane evacuations.

Help protect your vacation by purchasing a plan now. Once a hurricane is forecasted or it’s clear that it will impact travel to your destination, insurance coverage for that hurricane is no longer available.

travelers on a beach confused by the weather

Travel Insurance Alerts

Read hurricane coverage FAQs to learn more

Sometimes, events happen that can affect available coverage for new travel insurance plans. If it is a high-profile event that can affect many of our policyholders, we release a travel insurance alert so travelers are aware that coverage for a certain event has been cut off for any plans purchased after the announced date. A list of alerts for vacation rental travel insurance plans is below.

Remember, travel insurance is designed to help protect you against unforeseen events, which means it is meant to be bought before a covered event occurs. Please contact us if you have questions about a travel insurance alert.

2022

May 19 - Winter Storm Tad

Winter Storm Tad was named on May 19, 2022. According to the Weather Channel, Winter Storm Tad will dump heavy, wet snow in Wyoming and Colorado that could down trees and powerlines, leading to power outages. Tad is a late-season snowstorm to impact the Rockies and Denver metro area where there will be 5 to 8 inches of snow in Denver, up to a foot of snow in Breckenridge, and more than two feet of snow in higher elevations. Winter storm warnings have been issued and extended into the city of Denver.  

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after May 19, 2022. 

May 10 - Tropical Cyclone Karim

Tropical Cyclone Karim formed over the southern Indian Ocean on May 8, 2022. Karim has been classified as a category II hurricane, with a wind speed of 112 km per hour gusting at nearly 140 km per hour. Tropical Cyclone Karim has moved southwest of Cocos Island and is about 716 km southwest of Cocos Island. It is expected that Karim will move south and gradually weaken over the next few days; however tropical moisture associated with the weakening cyclone will drift south and east, bringing rain to Western Australia and even heavier widespread rain in Washington over the next few days.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after May 8, 2022. 

May 10 - Tropical Cyclone Asani

Tropical Cyclone Asani formed over the southern Bay of Bengal on May 7, 2022 and moved north-west towards central-eastern India. The center was located approximately 260 km south-east of Kakinada City (northern coast of Andhra Pradesh State) with maximum sustained wind of 120 km per hour. Asani is forecast to weaken to a tropical storm as it approaches the central-eastern coast of India. Heavy rainfall and strong winds are forecast over coastal Andhra Pradesh and Odisha States.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after May 7, 2022. 

April 20 - Tunnel Fire

According to the National Interagency Fire Center, the Tunnel Fire was first reported on Sunday, April 17, 2022. The fire was found about 14 miles northeast of Flagstaff in Coconino County and grew dramatically from 15 mph to 25 mph winds with gusts up to 35 mph. Officials said the Tunnel Fire has spread north and east and has grown to more than 19,700 acres. The wind-driven fire is still 0% contained and has caused evacuation orders for all areas both east and west of Highway 89 and north of Campbell Avenue. At this time the cause of the fire is still under investigation.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 17, 2022. 

April 11 - Winter Storm Silas

Winter Storm Silas was named on April 11, 2022. According to the Weather Channel, Silas is a widespread storm that will move from the West into the Northern Plains, where it will pack heavy snow and strong winds, including blizzard conditions. A foot of snow is expected in some areas and wind gusts up to 50 mph. This system will be the same storm that will produce severe weather, including tornadoes, damaging winds, and large hail from the Plains to the Midwest and South. Snow and strong winds will also spread across the Northern Rockies, the Sierra Nevada and Wasatch.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 11, 2022.  

April 6 - Puerto Rico Power Station Fire

A fire broke out late Wednesday night in San Juan, Puerto Rico at one of four main power stations on April 6, 2022. The fire caused more than a million residents without power and more than 160,000 residents without water. Officials from Puerto Rico were forced to close schools, government offices and suspended some public transportation. As of today, power is slowly being restored and officials are still unsure when it will be full restored. The cause of the fire is still unknown and under investigation.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 6 2022. 

March 9 - Winter Storm Quinlan

Winter Storm Quinlan formed on March 9, 2022. According to the Weather Channel, Quinlan is a potent storm that will spread snow from the Rockies, Plains, and mid-South into New England while turning into a “bomb cyclone” packing high winds as it tracks up the East Coast. Snow is expected to cover a broad area from the Rockies to Nebraska and Iowa with at least 6 inches of snow. Winter weather alerts have been issued by the National Weather Service for many of these areas, including a winter storm warning for the Kansas City metro area and a winter weather advisory for Denver.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after March 9, 2022.

March 4 - Flanagan Fire

The Flanagan Fire is a fire that started on March 4, 2022 at approximately 10:31 a.m. in Shasta County, California. According to Cal Fire, the Flanagan Fire has burned 40 acres so far and is 20% contained. Officials say that the fire is spreading at a moderate speed and is located at Flanagan Road and N. Beltline Road, west of Shasta Lake City. The wind station at Whiskeytown Lake West showed winds blowing at 14 mph. Cal Fire officials have called for additional resources as fire agencies were challenged by the strong winds in the direction of the Comets Gas Station and the Knauf Fiberglass plant as well as more dense residential neighborhoods. The Shasta County Sheriff’s Office closed Walker Mine Road due to the fire and ordered evacuations for residents that lived along the road.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after March 4, 2022. 

March 3 - Jim Fire

The Jim Fire is a wildfire that started on March 2, 2022 in Orange County, California. According to Cal Fire, the fire is located at Holy Jim Canyon and Trabuco Creek Road, northeast of Rancho Santa Margarita. At this time, the Jim Fire has burned 553 acres and is 15% contained. The Cleveland National Forest Service said the fire is growing at a moderate rate of speed and that additional resources have been ordered. Officials said no homes are threatened and no evacuations have been ordered.  

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after March 2, 2022. 

March 3 - Alpine Fire

The Alpine Fire started on Tuesday, March 1, 2022 in Sonoma County, California. According to Cal Fire, the fire broke out on a ridge above Monte Rio and Rio Grande. The fire has burned 11 acres so far and is 50% contained. Fire crews have been able to stop the forward progress of the fire. The agency has also said that no structures were threatened and no evacuation orders were ordered.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after March 1, 2022. 

February 22 - Winter Storm Nancy

Winter Storm Nancy formed Sunday, February 20, 2022. According to the Weather Channel, Nancy is tracking across large portions of the nation’s northern tier with snow and ice. Nancy is spreading the heaviest snow into the Northern Plains and upper Midwest. The worst travel conditions are expected where winter storm or blizzard warnings are in effect. Winter weather alerts issued by the National Weather Service stretch from parts of Montana and Wyoming to the Great Lakes and far northern New England. Minneapolis and Fargo, North Dakota, are among the cities covered with weather alerts.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after February 20, 2022.

February 22 - Winter Storm Oaklee

Winter Storm Oaklee formed Sunday, February 20, 2022. According to the Weather Channel, Oaklee is a cross-country winter storm that will spread snow and ice from parts of the West to the Southern Plains, Midwest and Northeast through the end of the week. Winter Storm Oaklee will leave snow and ice farther south due to its Arctic air being more expansive. Snow is expected in parts of Nevada, northern Arizona, Utah, and the mountains of Colorado. Rain showers, lightning , small hail, and graupel are possible in lowers elevations from California into southern Arizona. Freezing or sleet could spread from northern and central Texas into the Ozarks and Ohio Valley. Oaklee is expected to bring heavy snow from northern Pennsylvania into upstate New York and much of New England, with sleet or freezing rain on the southern end. Both Winter Storm Nancy and Oaklee could contribute to flooding and severe thunderstorms, from near the Ohio River into the South.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after February 20, 2022.

February 17 - Airport Fire

The Airport Fire formed on February 16, 2022 in Bishop, California. According to Cal Fire, the fire is located on Airport Road and East Line Street, east of Bishop and continued to remain active overnight, burning to the south. Winds have remained steady and will continue at 10-15 miles per hour out of the northwest. The Airport Fire is zero contained and has burned 2,800 acres so far. The cause of the fire is still unknown and under investigation. At this time, evacuation orders have been issued for Big Pine east of Hwy 395, White Mountain Research Center, and Owens Valley (Caltech) Radio Observatory.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after February 16, 2022.

February 15 - Winter Storm Miles

Winter Storm Miles formed Tuesday, February 15, 2022. According to the Weather Channel, Winter Storm Miles is a cross-country storm that will spread snow, ice, and strong winds from the West to the Plains and Midwest. Miles is currently moving across the West and will track across the Central Plains into the Mississippi Valley and Great Lakes while pulling in increasing moisture from the Gulf of Mexico. During the week, Central and Eastern U.S. will experience the storm’s most impactful weather with heavy snow and strong winds from 30 – 50 miles per hour. There will also be a threat of severe storms and heavy rain in the South which could cause potential flooding from melting snow. The National Weather Service has issued a winter storm watch for DeKalb, Kane, DuPage, Cook, LaSalle, Kendall, Grundy, Will and Kankakee counties in Illinois, along with Lake, Porter, LaPorte, Newton and Jasper counties in Indiana, from Wednesday night through Thursday evening.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after February 15, 2022.

February 10 - Emerald Fire

The Emerald Fire is a brushfire that formed at approximately 4:00 A.M. on February 10th, 2022 in Orange County, California. The fire has burned 145 acres so far and is located on Hwy 1 and Emerald Bay, Northwest of Laguna Beach.  According to Orange County Fire Authority, twenty-five fire engines, three water-dropping helicopters, and a fixed-wing fire surveillance aircraft are on the scene while an air tanker is on the way from Cal Fire. At this time evacuation orders have been issued for Emerald Bay, Irvine Cove, and North Coast of Laguna Beach. Evacuation warnings are also in effect for North Laguna and Boat Canyon area of Laguna Beach.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after February 10, 2022.

January 31 - Winter Storm Landon

Winter Storm Landon formed Sunday, January 30, 2022. According to the Weather Channel, Winter Storm Landon is a major winter storm that will make travel conditions extremely dangerous with heavy snow, ice, sleet, and freezing rain across the Rockies, Plains, Midwest, and Northeast. Winter storm watches have now been issued by the National Weather Service along a portion of this storm’s path, from Colorado to northwest Texas to Michigan. Additional winter weather alerts will likely be issued for other areas as the height of the storm draws closer.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 30, 2022.

January 27 - Winter Storm Kenan

Winter Storm Kenan formed Thursday, January 27, 2022. According to the Weather Channel, Winter Storm Kenan will turn into an intense low-pressure system referred to as a bomb cyclone. Kenan will bring heavy snow, strong winds, and coastal flooding to parts of the East Coast. Downed trees and power outages are possible due to a combination of strong winds with heavy snow. Winter storm watches have been issued by the National Weather Service from parts of southern New England southward through the coastal mid-Atlantic as far south as eastern North Carolina. This includes Boston, Providence, New York City, Philadelphia and Norfolk.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 27, 2022.

January 26 - Financial Insolvency of Genting Hong Kong

Genting Hong Kong filed for bankruptcy on Thursday, January 10, 2022. Genting Hong Kong, the company that runs Star Cruises; Crystal Cruises; Dream Cruises; and shipyard MV Werften in Germany, says cash levels are at a point where it will run out by the end of January. The future of the three cruise lines operating under Genting Hong Kong is uncertain at best. Although the company said some parts would continue to operate, it is unclear which assets that includes.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for Financial Insolvency, please note that there is no coverage for this specific event under any plans purchased on or after December 27, 2021.

January 20 - Winter Storm Jasper

Winter Storm Jasper formed Thursday, January 20, 2022. According to the Weather Channel, Winter Storm Jasper will bring a mixture of snow, freezing rain and ice to parts of the South and southern mid-Atlantic, including the possibility of icing, heavy enough to knock out power and cause tree damage near portions of the coastal Carolinas. Currently, most parts of the central and eastern states there is fresh arctic air supplied by high pressure behind a cold front. Winter storm warnings and winter weather advisories have been issued for parts of southern Texas, the South and mid-Atlantic. In addition, ice storm warnings have been issued from the upper coast of South Carolina into coastal parts of southern North Carolina, including Myrtle Beach and Wilmington.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 20, 2022.

January 7 - Winter Storm Hatcher

Winter Storm Hatcher formed Friday, January 7, 2022. According to the Weather Channel, Winter Storm Hatcher will continue to bring more snow and rain across the Northwest as it winds down. Blizzard warnings are in effect for Montana where there could be zero visibility at times due to blowing and drifting snow. The storm will also be dumping heavy snow with wind gusts up to 40 miles per hour as it moves off the coast of the Northeast.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 7, 2022.

January 5 - Winter Storm Garrett

Winter Storm Garrett formed Wednesday, January 5, 2022 in the Rockies. According to The Weather Channel, Garrett is a fast-moving weather system that will dump snow in parts of the South and Northeast Thursday into Friday. It will blanket areas from Kentucky and Tennessee to the Appalachians with snow Thursday. Winter Storm Garrett will also bring more snow and ice through the Eastern half of the U.S. A number of winter storm alerts have been issued by the National Weather Service from the High Plains to the Appalachians to New England ahead of Winter Storm Garrett.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 5, 2022.

2021

December 30 - Winter Storm Frida

Winter Storm Frida formed Thursday, December 30, 2021 in the West. According to The Weather Channel, Frida will spread snow from the Rockies and Plains to parts of the Midwest and northern New England and cause some treacherous travel into the holiday weekend. Heavy snow is possible from the central Plains to Michigan. Winter storm watches and warnings are active from the Southwest to parts of the upper Midwest. Kansas City, Des Moines, Iowa, and parts of the Front Range of northern Colorado, including Boulder, Fort Collins and the western Denver metro area are covered by winter storm watches.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 30, 2021

December 28 - Winter Storm Elmer

Winter Storm Elmer formed Monday, December 27, 2021. According to The Weather Channel, Elmer is a fast moving system that will bring freezing temperatures and snow in the upper Midwest and Northern Great Lakes regions. Winter Storm Elmer will also bring snow in some parts of the West.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 27, 2021.

December 27 - Winter Storm Delphine

Winter Storm Delphine formed Saturday, December 25, 2021. According to The Weather Channel, Winter Storm Delphine will bring heavy snow, strong winds, and cold temperatures. The storm will bring a significant amount of snow in the Northern Plains. Winter storm watches and winter weather advisories are in effect for the Plains and Midwest with high wind warnings in the West.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 25, 2021.

December 20 - Winter Storm Carrie

Winter Storm Carrie formed Friday, December 17, 2021 in the Northeast. According to The Weather Channel, Carrie is a quickly moving system that will bring snow, ice, and rain. Winter Storm advisories and warnings are in effect in the Northeast. As of Monday, December 20, 2021, Manchester News says that Carrie is approaching the United Kingdom with a so-called “snow bomb” that could bring a centimeter of snow within an hour in certain areas. The storm will bring unsettled weather including windy conditions, snow, rain, and temperatures near to below normal.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 17, 2021.

December 13 - Winter Storm Bankston

Winter Storm Bankston formed Monday, December 13, 2021 in the Southwest. As of December 14, 2021, the Weather Channel indicates that Bankston is tracking into California with feet of mountain snow and soaking lower elevation rain and will spread across the Intermountain West on its way to becoming a major, potentially damaging wind event for parts of the Plains and Midwest. The storm is currently bringing rain, snow and gusty winds to California and parts of the Mountain West. Very powerful winds will be a threat to the Central U.S. on Wednesday, December 15, 2021. Winter Storm alerts are active, and gusts up to 65 mph are possible.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 13, 2021.

December 13 - Winter Storm Atticus

Winter Storm Atticus formed Thursday, December 9, 2021 in the Southwest. As of December 13,2021, the Weather Channel indicates that Atticus will impact parts of California early this week with feet of snow and flooding rain. The storm is currently bringing rain, snow and gusty winds to parts of the Northwest and Northern California. Much of Northern California, including parts of the central coast is expected to pick up at least a couple of inches of total rainfall through Tuesday. Local flash flooding is likely, particularly in urban areas most susceptible to flooding. Rockslides are possible and at least some debris flows can be expected, particularly over areas recently burned by wildfires. Wind gusts from 40 to 70 mph are expected over the higher elevations and will lead to whiteout conditions at times. Winter storm warnings have been posted by the National Weather Service throughout the Sierra Nevada for the heavy snow.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 9, 2021.

October 25 - Hurricane Rick

Tropical Storm Rick strengthened into a hurricane early Saturday morning, October 23, 2021 in the Eastern Pacific ocean. The National Hurricane Center indicates that Rick is about 40 miles north of Lazaro Cardenas, Mexico and is moving toward the north near 9 mph with a north-northwestward to northward motion expected over the next 12 to 24 hours.  The center of Rick will move farther inland over southern Mexico today and tonight. Currently, maximum sustained winds have decreased to near 80 mph with higher gusts.  Rapid weakening is expected today while Rick continues to move over land, and Rick is forecast to dissipate over the mountainous terrain of southern Mexico tonight or Tuesday. At this time, a hurricane warning is in effect for Tecpan de Galeana to Punta San Telmo and a tropical storm warning is in effect for east of Tecpan de Galeana to Acapulco and west of Punta San Telmo to Manzanillo.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 23, 2021.

October 13 - Hurricane Pamela

Tropical Storm Pamela strengthened into a hurricane early Tuesday morning, October 12, 2021 in the Pacific ocean. The National Hurricane Center indicates that Pamela is about 40 miles northwest of Mazatlan, Mexico, moving toward the northeast near 14 mph and a faster northeastward motion is expected later today. The center of Pamela will move farther inland over western Mexico later today. Currently, maximum sustained winds are near 75 mph with higher gusts and rapid weakening is forecast as the center of Pamela moves farther inland.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 12, 2021.

September 24 - Hurricane Sam

Tropical Storm Sam strengthened into a hurricane early Friday morning, September 24, 2021 in the Atlantic ocean. The National Hurricane Center indicates that Sam is about 1,365 miles east-southeast of the northern Leeward Islands and is moving just north of due west near 14 mph and this motion is expected to continue through tonight.  A decrease in forward speed and a motion toward the west-northwest are expected over the weekend. Currently, maximum sustained winds remain near 75 mph with higher gusts and rapid intensification is forecast to resume over the next several days with Sam likely to become a major hurricane on Saturday. At this time, there are no coastal watches or warnings in effect and Sam poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 24, 2021.

September 14 - Hurricane Nicholas

Tropical Storm Nicholas strengthened into a hurricane Monday night, September 13, 2021 in the Atlantic ocean. The National Hurricane Center indicates that Nicholas did weaken back into a tropical storm early Tuesday morning. At this time, Nicholas is about 10 miles southeast of Houston, Texas and 85 miles west-southwest of Port Arthur, Texas and is moving toward the northeast near 6 mph with this general motion expected to continue today. The storm should move more slowly toward the east-northeast by tonight, and then turn eastward on Wednesday over Louisiana.  Little motion is anticipated on Thursday. Currently, maximum sustained winds have decreased to near 45 mph with higher gusts and additional weakening is forecast during the next couple of days as Nicholas moves further inland, and the storm is forecast to become a tropical depression by tonight.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 13, 2021.

September 9 - Hurricane Olaf

Tropical Storm Olaf strengthened into a hurricane Thursday morning, September 9, 2021 in the Pacific ocean. The National Hurricane Center indicates that Olaf is about 155 miles southeast of Cabo San Lucas, Mexico and is moving toward the north-northwest near 7 mph with a turn toward the northwest forecast by tonight, followed by a slower westward motion Friday night and Saturday. The center of Olaf will approach southern Baja California Sur today, move near or over the southern part of the peninsula tonight and on Friday, and then move westward away from land Friday night and Saturday. Maximum sustained winds have increased to near 75 mph with higher gusts and additional strengthening is likely before Olaf nears the southern coast of the Baja California peninsula tonight. Weakening is likely on Friday and through the weekend. At this time, a hurricane warning is in effect for Baja California Sur, Mexico from Los Barriles to Santa Fe and a tropical storm warning is in effect for Baja California Sur, Mexico north of Santa Fe to Cabo San Lazaro and Baja California Sur, Mexico north of Los Barriles to San Evaristo.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 9, 2021.

September 2 - Hurricane Larry

Tropical Storm Larry strengthened into a hurricane early Thursday morning, September 2, 2021 in the Atlantic ocean. The National Hurricane Center indicates that Larry is about 660 miles west of the southernmost Cabo Verde Islands and is moving toward the west near 17 mph with a gradual turn towards the west-northwest and a decrease in forward speed expected over the next few days. Maximum sustained winds have increased to near 80 mph with higher gusts and steady rapid strengthening is forecast during the next couple of days. Larry is expected to become a major hurricane by Friday night. At this time, there are no coastal watches or warnings in effect for Larry and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 2, 2021.

August 30 - Hurricane Nora

Tropical Storm Nora strengthened into a hurricane Saturday morning, August 28, 2021 in the Pacific ocean as it was approaching the coastline of mainland Mexico at 75 mph. The National Hurricane Center indicates that Nora did weaken back into a Tropical Storm Sunday, August 29, 2021. Monday, August 30, 2021, Nora has dissipated into a remnant low and is about 65 miles east-southeast of Los Mochis, Mexico. The remnants are moving toward the north-northwest near 9 mph and this general motion should continue for the next day or two. Maximum sustained winds are near 30 mph with higher gusts and weakening is likely during the next 24 hours.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 28, 2021.

August 30 - Hurricane Ida

Tropical Storm Ida strengthened into a hurricane Friday afternoon, August 27, 2021 in the Atlantic ocean as it approached the Isle of Youth, Cuba at 75 mph. The National Hurricane Center indicates that Ida did weaken back into a Tropical Storm Monday, August 30, 2021. Currently, Ida is about 95 miles south-southwest of Jackson, Mississippi and 50 miles north-northeast of Baton Rouge, Louisiana. Ida is moving toward the north near 8 mph, and this general motion is forecast to continue today with a faster northeastward motion expected to begin by tonight and continue on Tuesday.  On the forecast track, the center of Ida will move farther inland over southeastern Louisiana early this morning and move into southwestern Mississippi later this morning. Ida is then forecast to move over central and northeastern Mississippi this afternoon and tonight, and move across the Tennessee Valley on Tuesday. Maximum sustained winds have decreased near 60 mph with higher gusts and additional rapid weakening is forecast during the next day or so, with Ida expected to become a tropical depression by this evening.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 27, 2021.

July 15 - Hurricane Felicia

Tropical Storm Felicia strengthened into a hurricane Thursday morning, July 15, 2021 in the Eastern Pacific ocean. The National Hurricane Center indicates that Felicia is about 775 miles southwest of the Southern tip of Baja California with maximum sustained winds at 90 mph moving toward the west near 12 mph. Felicia is expected to make a gradual turn to the west-southwest by Friday and this motion is expected to continue over the next 48 hours. Felicia has rapidly intensified over the past day or so, and some additional strengthening is expected through early Friday. Slow weakening is possible by this weekend. At this time, there are no coastal watches or warnings in effect for Felicia and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 15, 2021.

July 2 - Hurricane Elsa

Tropical Storm Elsa strengthened into a hurricane early Friday morning, July 2, 2021 in the Atlantic ocean. The National Hurricane Center indicates that Elsa is about 5 miles north of St. Vincent and 675 miles east-southeast of Santo Domingo Dominican Republic and moving towards the west-northwest near 29 mph with this motion expected to continue during the next couple of days. Some decrease in forward speed is to be expected Sunday night. Elsa is also expected to move away from the Windward Islands during the next several hours, move across the eastern Caribbean Sea later today and tonight, and move near the southern coast of Hispaniola late Saturday or Saturday night. By Sunday, Else is forecast to move near Jamaica and portions of eastern Cuba, and move near portions of central and western Cuba Sunday night and early Monday. Currently, maximum sustained winds are near 75 mph with higher gusts and the center of Elsa is passing near St. Vincent and St. Lucia. Little change in strength is expected over the next 48 hours, however, some decrease in winds is possible on Monday as Elsa interacts with Cuba.  At this time, a hurricane warning is in effect for St. Lucia, St. Vincent and the Grenadines, in addition to the south coast of the Dominican Republic from Punta Palenque to the border with Haiti. Hurricane conditions are also possible within the areas of the South coast of the Dominican Republic from Punta Palenque to the border with Haiti, and Jamaica. A tropical storm warning is in effect for Barbados, Martinique, Dominica, The southern coast of Dominican Republic from Cabo Engano to the border with Haiti, The coast of Haiti north of Port Au Prince, and Jamaica. Tropical storm conditions are also possible within the areas of Grenada and its dependencies, Saba and Sint Eustatius, and North coast of the Dominican Republic from Cabo Engano to Bahia de Manzanillo.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 2, 2021.